A Lot of Cars, a Lot of Thefts: A Look at Thefts of Compact Cars

Posted on July 22, 2014

Toyota Corolla Sarah Larson article versionHeads up, Toyota Corolla owners: If you’re one of the many who have the compact’s 2010-12 model years, it’s time to think about how to best stop a thief from stealing your “widely popular” car.

Frank Scafidi at the National Insurance Crime Bureau (NICB) used those words last year to describe the Corolla, which the NICB reported is by far the most-stolen compact car in America.

And for car thieves, “widely popular” might as well mean “widely available to steal.” Here is a breakdown of the NICB’s top 10 most stolen compact/subcompact cars:

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Big Cars, Big Theft Targets: Tips for Sports Utility, Crossover Vehicles

Posted on July 15, 2014

New fuel efficient SUV's on a car dealers lot for sale.In the past decade, sports utility and crossover utility vehicles (SUVs/CUVs) have been elevated to a family-friendly status symbol sitting in American driveways. And car thieves have noticed.

They’re stealing SUVs/CUVs by the thousands every year, according to the National Insurance Crime Bureau (NICB). Online Auto Insurance (OAI) runs down the NICB’s figures from its report on those thefts and give you drivers some tips on how to protect that sweet SUV.

Ford models were the first-, second-, and third-most stolen

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Obesity and Car Accidents: A Concern for Insurers?

Posted on July 29, 2013

Overweight scale

David Crestman is a big guy. At 6 feet 5 inches and more than 350 pounds, the former high school football player has trouble making it up and down the flight of stairs of his San Diego apartment.

“The cartilage in my right knee is almost gone,” the 29-year-old said. “Like, it used to be there, but it feels like the only thing between the bones is a paper-plate.”

Clinically, Cresman is morbidly obese. The extra weight, along with years of playing football when he was younger, has led to his knee problems. Even though he’s relatively young, Crestman rarely goes out because of the pain.

“I only drive to work and back, and sometimes over to the store,” he said.

Like many other morbidly obese drivers, Crestman doesn’t wear a seat belt on those short jaunts.

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Scared Straight: Eyes On the Road, Distracted Drivers

Posted on May 2, 2013

April’s monthlong National Distracted Driving Awareness might be done by just a couple days, but May takes the topic of traffic safety worldwide with Global Youth Traffic Safety Month.

Auto insurers and traffic safety groups have joined in several collaborations increasing awareness and promoting safety about distracted driving, which has become today’s foremost concern on American roadways.

In this post, we’ll review the latest in the fight against distracted driving, from a university’s study highlighting the little-known distractions created by voice-activated devices to new federal guidelines combating the distracting devices in your car.

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Benefits from Auto Insurance Comparison Shopping

Posted on April 23, 2012

Shopping cart on red bagVehicle coverage can be costly, but most people are still required to buy a policy before legally driving. One advantage that motorists have is their ability to shop around for the cheapest rates they can find. People have many different insurance companies to choose from, and often each one will offer a unique rate. Motorists may be able to significantly reduce their coverage costs by taking the time to make comparisons before making a purchase.

Policy prices are typically unique because they are largely based on a driver’s accident risk, and a person’s level of risk is determined by carefully interpreting an extensive amount of information. Insurance companies will look at a potential policyholder’s age, gender, marital status, desired coverage limits, driving record, location, vehicle information, annual mileage, and many other details. Each of these points is closely linked to statistical information that helps insurers determine how likely a motorist is to file a claim.

The reason why people are encouraged to make a car insurance rates comparison before buying auto protection is that prices can sometimes vary by 200 percent between companies for policies that include the same levels of protection. One of the more efficient ways to amass estimates involves using online resources to view dozens of quotes at once.

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