Car Insurance Articles
Gym rats and distracted drivers should take notice: a recent report out of Michigan says that they are targets of new auto theft trends.
Although the number of stolen cars and carjackings in Michigan has dipped recently, “thieves are coming up with new ways to steal vehicles and target drivers,” according to Terri Miller, executive director of Help Eliminate Auto Thefts (H.E.A.T.).
New methods often involve criminals following their marks (aka drivers like you). Thieves will trail someone to their gym, then swipe their key from the key rack. Or they could tail a distracted driver, rear-end them, then make off with the vehicle when that driver exits it to review the damage.
The key to prevention? Awareness.
If you have one of those fast sporty cars that you’ve always wanted since childhood, know this:
Thieves want those cars too.
And thieves are especially good at swiping Chevy Camaros, Ford Mustangs, and Dodge Challengers, which are the top 3 most-stolen “sporty” vehicles in the U.S., according to the National Insurance Crime Bureau (NICB).
Here are the NICB’s top 10 most stolen sporty cars in the U.S.:
Heads up, Toyota Corolla owners: If you’re one of the many who have the compact’s 2010-12 model years, it’s time to think about how to best stop a thief from stealing your “widely popular” car.
Frank Scafidi at the National Insurance Crime Bureau (NICB) used those words last year to describe the Corolla, which the NICB reported is by far the most-stolen compact car in America.
And for car thieves, “widely popular” might as well mean “widely available to steal.” Here is a breakdown of the NICB’s top 10 most stolen compact/subcompact cars:
In the past decade, sports utility and crossover utility vehicles (SUVs/CUVs) have been elevated to a family-friendly status symbol sitting in American driveways. And car thieves have noticed.
They’re stealing SUVs/CUVs by the thousands every year, according to the National Insurance Crime Bureau (NICB). Online Auto Insurance (OAI) runs down the NICB’s figures from its report on those thefts and give you drivers some tips on how to protect that sweet SUV.
Ford models were the first-, second-, and third-most stolen
First off, when it comes to auto insurance coverage, check your policy. It’ll need comprehensive coverage, which protects against non-crash damage to your car, like theft. Unfortunately, you’re out of luck if your car is stolen and you don’t have comprehensive coverage.
More than 3 out of every 4 drivers take the chance to buy comprehensive coverage, according to the Insurance Information Institute (III). That means more than 75 percent of the nation’s drivers insure their cars against theft, in addition to the required liability coverage. Comprehensive coverage can also apply to damage to a vehicle after it’s recovered.
Protecting your car against theft is even more important if it’s a newer model. According to Michigan officials studying data on the state’s stolen cars last year, a car that is popular with thieves when new will still be a sweet target for theft for around 6 years because