If you’re looking to purchase a new vehicle or insure a car that you already own, browsing around for auto insurance quotes can be a tricky thing. These days, it’s hard to trust websites with your information and that’s why your best bet would be to avoid sites that ask for too much information. What’s too much information? Well, applying for auto protection, you’ll come across legitimate websites that ask you for appropriate info that can allow them to better assess you as a customer. The vehicle insurance company will need to know your name, date of birth, zip code, type of car and a phone number where you can be reached. Other sites that require you to enter more information, such as a driver’s license number and social security number could very well be scammers. You don’t really know who you can trust.
Checking Out Insurance Companies
Auto insurers check you out, so why not check out the vehicle protection agencies you are looking to get an estimated premium from? As you’re browsing around the different websites, if you feel that they are asking for too much information, simply take down the information about the company and do research on them. If they don’t provide a number or address, you should definitely be weary. The Better Business Bureau, also known as the BBB, is a great place to start. They have a website where you can look up companies by their names and locations. There you will find out if they are registered members of the Better Business Bureau and/or if they have a complaint file. If you do happen to find one, check to see what type of complaints the car insurance company you’re looking up has and whether they have been resolved or not.
Another great way to check out vehicle coverage providers is to look them up on Google. There are various websites, like RipOffReport.com, that allow consumers to complain about various entities. You can look on those websites or you can simply type in terms like “auto protection carrier’s name” rip-off, “car insurer’s name” complaints or “vehicle insurance provider‘s name” scam. Likely you will be able to find some listings on the first page that relate to those keywords. If not, the car coverage carrier may be legitimate. Still check with the Better Business Bureau to see if they have any files, good or bad, on the insurance provider. Give the insurance companies a call as well. Speaking with them over the phone will give a better idea of who they are. Look up the company to see how long they’ve been in business, this will allow you to know if they are a fly-by-night car insurer or if they are reputable.
Searching for Car Protection Rates Without Personal Information
Looking for auto insurance rates is quite simple with the use of the internet and home computer. You can begin by searching around for insurance comparison websites that will match you up with various insurers and allow you to compare them side-by-side. When you’re looking through the premiums, make sure to look at all of the coverage that’s offered to ensure that you’re getting all the benefits you need for your situation. You want to make sure that you’re getting a good deal for the price you’re paying. If you feel like you don’t need that much coverage, you can easily lower the liability limits and increase the deductibles. This will also cause your insurance quote to drop down a bit.
As you are searching through the comparison site, make sure that you are not getting caught up in a scam to steal your information. Don’t reveal more than your name, birth date, car info and zip code (quotes are checked by location).
Buying Car Premiums Without Personal Information
At OnlineAutoInsurance.com, you will receive a quote based on the information you’ve given us. In order to adjust the car insurance rate you get, you can mess around with the deductibles and liability limits. The higher your deductibles, the lower your rates and the lower your liability limits, the lower your insurance quote becomes. Just keep in mind though, the deductibles you choose, you are required to pay upfront and out of your own pocket. It is very important that you look over the contract of your auto insurance policy to see exactly what you’re getting. If there is anything that you don’t understand, you can speak with one of our representatives to ask questions or clarify anything you see on the contract.
It is important that you check with your state vehicle insurance regulations to ensure that you’re buying enough to legally drive around. Each state has minimum requirements for body and damage liabilities. You should be able to find the website for your state’s auto coverage requirements online. They offer this information freely to the public.
At OnlineAutoInsurance.com, we don’t ask you for any personal information, such as your social security or driver’s license number. The information we do request will determine what your auto protection quote will be. We believe in building trust with our clients, so we don’t make them feel uneasy about dealing with us.
Getting insurance quotes without personal information requirements is very simple when you have access to the web. Simply browse through the car coverage providers that are out there to see what type of coverage you can find. The useful web tools that allow you to obtain auto coverage prices is very handy if you use them accurately. See how much your coverage quote will be by using the useful tool today.